The 'beauty' of a blog like this one is that I have the freedom to only share the positives of our journey navigating the some times intense moments along the way. It's kind of meant to be a positive, uplifting blog full of great ideas and tips for you, the readers, to be able to join in on the ride too. Well, today you're not getting one of those posts.
Ugh. sigh. Have you ever had those moments when you feel like things are just falling to pieces around you? Well, it's been feeling that way for the last few days with this money makeover. I know that's a little dramatic, since it's really not THAT bad, but there are times when it's just plain discouraging and the truth is that's where I'm at.
Why? Well, we were hoping to be able to finish paying of the student loan that only had a small balance left on it with this last paycheck and be able to cross that bill right off our list. Unfortunately, a few things caught up to us and that didn't work out. If you recall we had a credit card bill to pay this month--thankfully our last forever, but that took quite a chunk out of our income this month. Sigh. The other thing that we've been having to do is survive with about $600 of our income not coming in. Thankfully, we'll be back to making that at the end of September, but that too has "caught up" to us. Long story short, we barely had enough to have ANY cash for the next two weeks. It's significantly less then our normal allowance for each category, but I know we'll be fine with that. The thing that makes me the most bummed is that in order to have any money for gas and groceries for the next two weeks, we had to put off the student loan payment. It just feels like a bit of a step backwards. Then, to add to the already feeling down, we found out today that the Comcast deal, wasn't so much of a "deal". Ugh! I'm really irritated by that, but I'll get over it. The short version is that some things were lost in translation and the price they quoted us TWICE, by two different people, wasn't the full picture and our bill was significantly higher then expected. So, today we said good bye to cable, and argued our way out of several fees to get our bill back down to a normal range. Now, what we thought was going to be a $35/mo bill is back to a $70/mo bill minus cable. It was irritating to say the least. This too will be alright, though.
The positive side? It's all going to work out. We'll just have to put it off until the next paycheck and then hopefully our cash system will have been in place longer and things will be more of a fresh start going into next month. We won't have the credit card any more, we're used to the cash system, we're doing a good job saving where we can and we're super determined to get out from under this debt. Our income will be back to it's normal range again and we'll be better at handling it all now that we are more intentional with our spending. It's all good. This is where that perspective post comes back to mind. It's only a two week set back...
Thanks for being readers that understand that reality is not always upbeat. Thanks for being a place where honesty is accepted and having it together isn't required! :) Phew...otherwise we'd be in trouble!! ;) Keep your ideas and thoughts coming, because the truth really is, we're all learning together.