Tax Returns?

It's the tax return season and boy do stores market hard for you to use that money on their products! Throughout the years we've done all sorts of things with our tax return, some good choices and probably  some not as great. I don't think we've ever gone out and bought something big with it though. This year it appears we'll be getting a decent return, not our best ever, but either way, it's nice to have a fat check show up in your account, even if it really is your own money! :)

We haven't completely decided on how it'll all be divided out among our goals, but I'm certain the majority of it will be going to pay down debt. It's so awesome to put a huge chunk on it and see how much it knocks your balance down. The extra perk is that you're not paying the interest on as large of a balance any more either. So awesome! I think we'll probably put some in our "date night" fund and maybe start a vacation fund with a small portion of it too. We'll see, a lot will depend on the actual amount we get back.

If you're in the same boat we're in (the one with more bills then you want), don't fall for the "you-need-a-brand-new-larger-than-your-living-room-TV" ads. I'd suggest you kick a debt out of your life, you'll feel so much more satisfied! :) Just treat your return as if it was a little savings account you forgot about and now you have extra money saved up to get you a better future.

So, if you're getting a tax return this year, what are you planning on doing with it? Will you be able to pay off a balance on a debt? Will you become debt free with it? Will you use it for a saving account to meet a goal for your family? Will you use it to live off throughout the year? Will you invest it?